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Rates

Note: All rates are subject to change

Savings

Keeping your savings accounts with Conservation Employees’ Credit Union not only ensures your financial security, but also guarantees you a competitive rate of return. Consult the savings chart for dividends, and contact us for more information!

Savings Rates are Effective January 9, 2024

Savings Rates
Savings Product Dividend Rate APY
Share Savings** 0.30% 0.30%
Secondary Share Savings 0.30% 0.30%
Christmas Share Savings 0.30% 0.30%
Share Draft Checking 0.10% 0.10%
Money Market (Balance of $0 - 9,999) 0.30% 0.30%
Money Market (Balance of $10,000 - 24,999) 0.50% 0.50%
Money Market (Balance of $25,000 - 74,999) 0.70% 0.70%
Money Market (Balance of $75,000 - 99,999) 0.85% 0.85%
Money Market (Balance of $100,000 - $249,999) 1.00% 1.00%
Money Market (Balance of $250,000 - $499,999) 2.13% 2.15%
Money Market (Balance of more than $500,000) 2.67% 2.70%
IRA Savings *** 5.24% 5.34%

*APY=Annual Percentage Yield
**Minimum Balance of $25
***Deposits and withdrawals comply with Federal Regulations

Certificate & IRA

When you’re looking for a secure option for investments and long-term planning, look to CECU. We’re here to help you find the plan that fits your needs, plus provide excellent returns on your investment. Consult the chart below for current rates, and contact us for more information today!

Certificate/IRA Dividend Rates are Effective Febuary 27, 2024.

Certificate/IRA Dividend Rates
Term APR* APY**
3 Months 3.00% 3.03%
6 Months 5.13% 5.23%
12 Months 5.17% 5.27%
18 Months 3.79% 3.84%
24 Months 3.24% 3.28%
36 Months 3.20% 3.24%
48 Months 3.29% 3.33%
Children 12 Months 5.13% 5.23%

*APR = ANNUAL PERCENTAGE RATE
**APY = ANNUAL PERCENTAGE YIELD
A minimum deposit of $500 is required to open a certificate.
A minimum deposit of $100 is required to open a Children’s certificate.
90-day early withdrawal penalty