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Rates

Loans | Mortgage | Savings | Certificates

LOAN RATES ARE SUBJECT TO CHANGE

 

Loans Interest 
   Rate
APR* Approx. Term  
New and 1-2 model auto, truck, boat and recreational vehicle 5.000 5.000 60 Calculator
New and 1-2 model auto, truck, boat, and recreational vehicle $20,000 or more 5.000 5.000 72 Calculator
Used auto, truck, boat and recreational vehicle 3&4 model yrs 5.750  5.750 60 Calculator
Used auto, truck, boat, and recreational vehicle over 4 model yrs 5.750 5.750 48 Calculator
Farm/Industrial Equipment New $20,000 or more 72 mos. 5.000 5.000 60 Calculator
Farm/Industrial Equipment Used $20,000 or more 72 mos. 5.750 5.750 60 Calculator
Share secured 3.500 3.500 60 Calculator
Signature ($0 - $1,000) 12.000 12.000 30 Calculator
Signature ($1,001 - $3,000) 12.000 12.000 36 Calculator
Signature ($3,001 - $4000) 12.000 12.000 42 Calculator
Signature ($4001 - $5000) 12.000 12.000 48 Calculator
Signature ($5001 - $6000) 12.000 12.000 60 Calculator
Signature ($0 - $6000) 6.000 6.000 6 Calculator
Signature ($0 - $6000) 8.000 8.000 8 Calculator
Other collateral ($0 - $1,000) 8.000 8.000 30 Calculator
Other collateral ($1,001 - $3,000) 8.000 8.000 36 Calculator
Other collateral ($3,001 - $4,000) 8.000 8.000 42  Calculator
Other collateral ($4,001 - $5,000) 8.000 8.000 48  Calculator
Student Loan 6.000 6.000 n/a Calculator
VISA 12.000 12.000 n/a Calculator

 

*APR = ANNUAL PERCENTAGE RATE
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REAL ESTATE RATES ARE ADJUSTABLE.
Rates are subject to change.

Mortgage Rates

Interest Rate

Points

APR*

Home Mortgage

NA

0

NA

Home / Land Equity 

NA

0

NA

Land

7.00

0

7.00

  

*APR = Annual Percentage Rate
Go To Loan Application | Go To Calculators | Back to Top
 

RATES ARE SUBJECT TO CHANGE
Savings

Dividend 
   
Rate

APY* Term
Share Savings** 1.50 1.51 n/a
Secondary Share Savings 1.50 1.51 n/a
Christmas Share Savings 1.50 1.51 n/a
Share Draft Checking 1.00 1.00 n/a
Money Market balance $10,000 - $24,999 2.50 2.53 n/a
Money Market balance $25,000 + 3.30 3.35 n/a
IRA Savings*** 3.18 3.22 n/a

*APY = ANNUAL PERCENTAGE YIELD
**Minimum balance $25.00
***Rate established 1st day of each Quarter
***Deposits and withdrawals comply with Federal Regulations
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CERTIFICATE / IRA  DIVIDEND RATES ARE EFFECTIVE 
September 4, 2008 - September 9, 2008

 Certificate / IRA Dividend Rates    

Jumbo

Jumbo+

Jumbo Max

 

$500 to $9,999.99 

$10,000 to $49,999.99

$50,000 to $89,999.99 

$90,000.00 +   

TERM

 APR* APY** APR* APY** APR** APY** APR* APY**
3   Months 2.51 2.53 2.61 2.64 2.71 2.74 2.81 2.84
6   Months 2.75 2.78 2.85 2.88 2.95 2.98 3.05 3.09
12 Months 2.98 3.01 3.08 3.12 3.18 3.22 3.28 3.32
18 Months 3.47 3.52 3.57 3.62 3.67 3.72 3.77 3.82
24 Months 3.60 3.65 3.70 3.75 3.80 3.85 3.90 3.96
36 Months 3.77 3.82 3.87 3.93 3.97 4.03 4.07 4.13
48 Months 3.80 3.85 3.90 3.96 4.00 4.06 4.10 4.16
children 12 Months 2.75 2.78 NA NA NA NA NA NA

*APR = ANNUAL PERCENTAGE RATE
**APY = ANNUAL PERCENTAGE YIELD

A minimum deposit of $500.00 is required to open a certificate.
A minimum deposit of $100.00 is required to open a Childrens certificate.
90 day early withdrawal penalty


                       
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